Glossary of Terms

A

Adjustable Rate Mortgage

Accounts Receivable

Alpha

Alternative Investments

Amortization

Annuity

Appraisals — Real Estate

Ask Price

Asset

Asset Management

B

Balance Sheet

Bear Market

Bellwether

Benchmark

Beta

Bid-And-Ask

Black Swan Event

Blue Chip Stock

Board of Directors

Bond

Book Value

Broker-Dealer

Bubble

Bull Market

Buy To Cover

C

Call Option

Capital Asset Pricing Model

Capital Gain

Capital Gains Distribution

Capital Gains Tax

Capital Loss

Capitalism

Carry Trade

Cash Management

Cash Reserves

Certificate of Deposit (CD)

Class A Shares

Class B Shares

Closed-End Fund

Collateral

Collateralized Mortgage Obligation (CMO)

Commodity

Common Stock

Compounding

Consolidation

Corporation

Coupon

Credit

Credit Card

Credit Rating Agencies

Credit Securitization

Credit Score

Currency Risk

D

Dead Count Bounce

Debt

Default

Defensive Stock

Deferred Annuity

Depreciation

Derivative

Dilution

Discount Bond

Discretionary Spending

Diversification

Dividends

Dividend Yield

Dogs of The Dow

Dow Jones Industrial Average

Dow Theory

E

Earnings

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA)

Economic Cycle

Education IRA

Elasticity

Employee Stock Option

Employee Stock Ownership Plan (ESOP)

Equity

Equity – Home

Escrow

Eurodollar

Ex-Dividend

Exchange Traded Fund (ETF)

F

Fair Credit Reporting Act

Fair Labor Standards Act

Federal Deposit Insurance Corporation (FDIC)

Federal Funds

Federal Labor Act

Federal Reserve Bank

FICO Score

Fiduciary

Financial Asset

Financial Crisis

Financial Engineering

Financial Intermediary

Financial Planning

Financial Risk

First In, First Out (FIFO)

Fixed Annuity

Fixed Interest Rate

Fixed-Rate Mortgages

Float

Foreclosure

Foreign Exchange Market

Foreign Exchange Reserves

Foreign Exchange Risk

Foreign Exchange Hedge

Forward Contract

Front-End Load

Fundamental Analysis

Futures

G

Government Bond

Growth and Income Fund

H

Hard Currency

Hedge

High-Yield Bond

Home Appraisals

Home Equity

Home Equity Line of Credit

I

In The Money

Income Fund

Index Fund

Individual Retirement Account (IRA)

IRA Rollover

Inflation

Initial Public Offering (IPO)

Insurance

Interest Rate

Interest Rate Swap

Interest-Only Mortgage

International Fund

Investment Banking

Invisible Hand

Itemized Deduction

J

Jumbo CD

Junk Bond

Just In Time (JIT)

K

Kaizen

Keynesian Economics

L

Laissez Faire

Last In, First Out (LIFO)

Leverage

Leveraged Buyout (LBO)

Liability

Limited Liability Company (LLC)

Liquidity

Load Fund

Loan Modification

London Interbank Offered Rate (LIBOR)

Long Position

Long Term Capital Gain

Long Term Capital Loss

M

Margin Account

Market Capitalization

Middle Capitalization Stocks

Modern Portfolio Theory (MPT)

Monetary Policy

Money Market

Money Market Account

Money Market Fund

Moore’s Law

Mortgage

Mortgage Fees

Mortgage Foreclosure

Mortgage Interest

Mortgage-Backed Security

Mortgage Restructuring

Municipal Bond

Mutual Fund

N

Nasdaq Composite Index

Net Asset Value

Net Worth

O

Online Trading

Options

Ordinary Dividends

Over the Counter (OTC) Stock Market

P

Payment Option ARM

Portfolio

Pre-Foreclosure

Preferred Dividend

Preferred Stock

Premium Bond

Present Value

Present Value of an Annuity

Price to Earnings Ratio (P-E Ratio)

Principal

Private Mortgage Insurance

Product Life Cycle

Profit

Put

Q

Qualified Dividend

R

Rate of Return

Real Asset

Real Estate Foreclosure

Real Estate Owned

Realized Loss

Required Minimum Distribution

Retirement Planning

Return on Assets

Return on Equity

Risk Management

Rollover

Roth IRA

Russell 2000 Index

S

S&P 500 Index

Savings Account

Second Mortgage

Securities and Exchange Commission (SEC)

Securitization

Share Repurchase

Short Sale

Short Squeeze

Spot Exchange Rate

Spot Market

Stock

Stock Dividend

Stock Market

Stock Symbol

Systematic Risk

T

Takeover

Tangible Book Value

Target Market

Target Rate

Tax-Sheltered Annuity

Technical Analysis

Term Life Insurance

Ticker Symbol

Tight Monetary Policy

Time Value of Money

Total Return

Treasury Bill

Treasury Bond

Treasury Inflation Protected Securities (TIPS)

Treasury Note

Treasury Yield

U

Uniform Gifts to Minors Act (UGMAs)

Uniform Transfers to Minors Act (UTMAs)

Unrealized Gain

Unrealized Loss

Unsecured Debt

V

Valuation

Value Investing

Value Trap

Variable Annuity

Variable Rate Mortgage

Vertical Integration

Volume

W

Wash Sale

Wealth Management

Web 2.0

X

X-Axis

Y

Yield

Yield-To-Maturity

Z

Zero-Coupon Bond